Understanding how your health care plan works is vital to protecting your well-being. Check your knowledge against these basic goals that help ensure quality coverage:
- I have read my benefit plan description and know what’s required for copayments, deductibles and other fees.
- I know how to access services, such as provider referrals, routine screenings or hospital admission.
- I manage my basic health with a primary health care provider by asking questions, discussing treatment options and following self-care measures.
- I maintain a strong, effective relationship with my provider, who listens, invites my questions and explains thoroughly.
- I can exchange information with my provider using an online portal.
- I usually offer my provider prepared, specific information about my health.
- I use a current medical self-care guide.
- I know when and where to get urgent care (other than my provider’s clinic or a hospital emergency room).
Once your provider has diagnosed your health condition or gives you a prescribed care plan, its success depends largely on you. Whether it’s taking medicine correctly, changing habits or watching for symptoms, do your best to stay in charge.